The purpose of this research is to provide readers with a comprehensive understanding of the future of the retail banking, insurance, brokerage, & investment management industries in 34 other African countries, which present substantial wealth but also challenges for United States financial services firms, including different languages, different currencies, & different laws. In short, this research defines the future of advice in 34 other African countries and compares these findings to those of the United States in order to provide readers with some perspective. Other African countries have trends parallel to those in the United States, but also some fundamental market differences.

This research addresses the three historical phases of other African countries, including:

• Early Phase
• Maturation Phase
• Stumbles Phase

This research defines distinct 34 market segments, including:

• Democratic Republic of the Congo
  
• Republic of the Congo
  
• Senegal
  
• Mozambique
  
• Namibia
  
• Mauritius
  
• Mali
  
• Madagascar
  
• Burkina Faso
  
• Chad
  
• Zimbabwe
  
• Benin
  
• Rwanda
  
• Niger
  
• Malawi
  
• Mauritania
  
• Swaziland
  
• Togo
  
• Eritrea
  
• Lesotho
  
• Burundi
  
• Sierra Leone
  
• Central African Republic
  
• Cape Verde
  
• Djibouti
  
• Liberia
  
• Seychelles
  
• The Gambia
  
• Sao Tome & Principe
  
• Guinea-Bissau
  
• Somalia
  
• South Sudan
  
• Timor-Leste
  
• Western Sahara

And this research makes the following predictions for other African countries, including: 

• Continued Dominance of Retail Banks
• Growth of Full-Services & Discount Brokerage Firms
• Emergence of Independent Advisors
• Increased Mergers & Acquisitions Opportunities