Online Banking & Mortgages:

Redefining an Industry

Recently Released!!!
Date Published: June 6, 2022
Summary PowerPoint Deck: 59 Slides
Reference PowerPoint Deck: 304 Slides


The purpose of this research is to provide readers with a comprehensive understanding of online banking & mortgages, including traditional banks' online offers, online-only banks, & online mortgage companies. It comes at a time that banking & mortgages are moving quickly to be primarily web-based businesses. This research also addresses the rapidly growing related trends in peer-to-peer lending, mobile banking, and mobile payments. This research is part of Tiburon's broader coverage of direct distribution channels.

This research begins with a context setting for online banking & mortgages and then addresses the key historical phases of online banking & mortgages, including:
  • Online Only Banks Emergence Phase
  • Traditional Banks Add Web Presence Phase
  • Online Only Banks Rolled in Phase
  • Online Only Banks Re-Emergence Phase

This research defines the distinct market segments of online banking & mortgages, including:

  • Traditional Bank Online Offerings
  • Online Only Banks
  • Online Mortgage Companies

This research makes several future predictions for online banking & mortgages, including:

  • Substantial Growth in Online Banking & Mortgages
  • Emergence of Peer-to-Peer Lending Web Sites
  • Rapid Growth of Mobile Banking & Payments
  • Continuing Venture Capital Investments in Challenger Banks (Digital First Banks) (Neo Banks)
  • Rising Online Financial Services Activity & Parallel Need for in Person Advice





























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