Life Insurance & Annuities:

Saving for Retirement & Protecting Loved Ones in Case of Death

Recently Released!!!
Date Published: May 13, 2024
Summary PowerPoint Deck: 365 Slides
Reference PowerPoint Deck: 1,890 Slides


The purpose of this research is to provide readers with a comprehensive understanding of life insurance & annuities. This research is part of Tiburon's broader coverage of life & health insurance products, its even broader coverage of insurance products, and its even broader wealth & investment management products and services.

This research defines distinct product segments of life insurance & annuities, including:
  • Annuities
    • Variable Annuities
      • Traditional Variable Annuities
      • Registered Indexed Linked Annuities (RILAs)
    • Fixed Annuities
      • Fixed-Rate Deferred Annuities
        • Traditional Fixed Annuities
        • Multi-Year Guaranteed Annuities (MYGAs)
      • Single Premium Immediate Annuities (SPIAs)
      • Deferred Income Annuities (DIAs)
      • Fixed Index Annuities
  • Life Insurance
    • Term Life
    • Variable Life
    • Variable Universal Life
    • Fixed Universal Life
    • Traditional, Whole, or Fixed Life
This research outlines key markets & distribution channels for life insurance, including:
  • Group Sales
  • Individual Sales
    • Insurance Agents
    • Non-Insurance Agent Financial Advisor Channels
    • Online Distribution (InsurTech)
And this research makes several future predictions for life insurance & annuities, including:
  • Moderate Market Growth for Life Insurance & Annuities
  • Fastest Growth in Term Life Insurance, Fixed Annuities, & Innovative Portfolio Insurance Solutions
  • Emerging Fee-Based Life Insurance & Annuities Products to Broaden Distribution
  • Fastest Growth in Non-Insurance Agent Financial Advisor Channels & Online Distribution (InsurTech)
  • Some Life Insurance & Annuities Products Manufacturers to Streamline Product Offerings & Focusing on Investment Management Capabilities



















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Tiburon suggests that Tiburon members start by downloading the well-organized summary PowerPoint presentation and/or waching the Tiburon Webinar. Tiburon's reference PowerPoint slides are useful for further analysis, although some slides will be incomplete. Tiburon Podcasts will be recorded in 2024-2025. Tiburon members who need a username & password to access Tiburon Written Research, Tiburon Webinars, and/or Tiburon Podcasts, can click here.

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