Life & Health Insurance Products:

Health Care, Disability, Long-Term Care, Annuities, & Life Insurance Products

Recently Released!!!
Date Published: May 13, 2024
Summary PowerPoint Deck: 365 Slides
Reference PowerPoint Deck: 1,890 Slides

The purpose of this research is to provide readers with a comprehensive understanding of the wide range of life & health insurance products, many used by consumers to protect themselves from various life risks, including health care, disability, long-term care, annuities, & life insurance. Another Tiburon research topic also addresses life insurance in the estate planning context. And yet another Tiburon research topic addresses life & health insurance agents as a distribution channel. This research is part of Tiburon's broader coverage of insurance products and its even broader coverage of wealth & investment management products and services.

This research addresses the historical phases of life & health insurance products, including:
  • Early Phase
  • Health Savings Accounts (HSAs) Phase
  • Financial Crisis Phase
  • Affordable Care Act (Obamacare) Phase
  • Fee-Based Life Insurance & Annuities Phase
This research defines distinct product segments of life & health insurance, including:
  • Health Insurance
    • Health Care Insurance
    • Disability Insurance
    • Long-Term Care Insurance
  • Life Insurance & Annuities
    • Annuities
    • Life Insurance
And this research makes several future predictions for life & health insurance products, including:
  • Moderate Market Growth of Life & Health Insurance Products
  • Baby Boomers' Retirement to Potentially Drive Increased Annuities & Long-Term Care Insurance Sales
  • Potential Interest Rate Increases to Potentially Drive Increased Fixed Annuities Sales
  • Potential Income Tax Rate Increases to Potentially Drive Increased Annuities & Life Insurance Sales
  • Potential Return of Department of Labor (DoL) Fiduciary Standard to Potentially Drive More Cost Competitive Annuity Products
  • Likely Estate Tax Exemption Expiration to Potentially Drive Increased Life Insurance Sales

Tiburon Member Access:
Tiburon members can download the summary or reference PowerPoint presentation, view the most recent Tiburon Webinar featuring Tiburon's Managing Partner Chip Roame (or another Tiburon team member), and/or listen to the most recent Tiburon podcast featuring Tiburon member CEO guests by clicking on the buttons below:

Tiburon suggests that Tiburon members start by downloading the well-organized summary PowerPoint presentation and/or waching the Tiburon Webinar. Tiburon's reference PowerPoint slides are useful for further analysis, although some slides will be incomplete. Tiburon Podcasts will be recorded in 2024-2025. Tiburon members who need a username & password to access Tiburon Written Research, Tiburon Webinars, and/or Tiburon Podcasts, can click here.

Non-Tiburon Members:
Non-Tiburon members can either become members or subscribe to this specific Tiburon Research by clicking on one of the buttons below:

Media Members:
Members of the media who would like access to this Tiburon Written Research, Tiburon Webinar, and/or Tiburon Podcast should send an email to Sarah Sage using the button below:

© 2023 Tiburon Strategic Advisors