Life & Health Insurance Products:
Health Care, Disability, Long-Term Care, Annuities, & Life Insurance Products
Recently Released!!!
Date Published: May 13, 2024
Summary PowerPoint Deck: 365 Slides
Reference PowerPoint Deck: 1,890 Slides
The purpose of this research is to provide readers with a comprehensive understanding of the wide range of life & health insurance products, many used by consumers to protect themselves from various life risks, including health care, disability, long-term care, annuities, & life insurance. Another Tiburon research topic also addresses life insurance in the estate planning context. And yet another Tiburon research topic addresses life & health insurance agents as a distribution channel. This research is part of Tiburon's broader coverage of insurance products and its even broader coverage of wealth & investment management products and services.
This research addresses the historical phases of life & health insurance products, including:
- Early Phase
- Health Savings Accounts (HSAs) Phase
- Financial Crisis Phase
- Affordable Care Act (Obamacare) Phase
- Fee-Based Life Insurance & Annuities Phase
This research defines distinct product segments of life & health insurance, including:
- Health Insurance
- Health Care Insurance
- Disability Insurance
- Long-Term Care Insurance
- Life Insurance & Annuities
And this research makes several future predictions for life & health insurance products, including:
- Moderate Market Growth of Life & Health Insurance Products
- Baby Boomers' Retirement to Potentially Drive Increased Annuities & Long-Term Care Insurance Sales
- Potential Interest Rate Increases to Potentially Drive Increased Fixed Annuities Sales
- Potential Income Tax Rate Increases to Potentially Drive Increased Annuities & Life Insurance Sales
- Potential Return of Department of Labor (DoL) Fiduciary Standard to Potentially Drive More Cost Competitive Annuity Products
- Likely Estate Tax Exemption Expiration to Potentially Drive Increased Life Insurance Sales
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