Insurance Products

The purpose of this research is to provide readers with a comprehensive understanding of the wide range of insurance products, many used by consumers to protect themselves from various life risks. The research addresses automobile insurance, homeowners & renters insurance, other consumer insurance, medical insurance, disability insurance, long-term care insurance, annuities, & life insurance. Another Tiburon research topic also addresses life insurance in the estate planning context. And yet another Tiburon research topic addresses insurance agents as a distribution channel. This research is part of Tiburon's coverage of wealth & investment management products and services.

This research addresses the historical phases of insurance products, including:

• Early Phase
• Demutualization Phase
• Financial Crisis Phase
• Affordable Care Act (ObamaCare) Phase
• Low Interest Rates Phase
• Rising Rates Phase

This research defines distinct markets segments of insurance products, including:

• Property & Casualty Insurance Products
  • Consumer Property & Casualty Insurance
    • Automobile Insurance
    • Homeowners & Renters Insurance
    • Other Consumer Insurance
  • Corporate & Commercial Property & Casualty Insurance
    • General Corporate Liability Insurance
    • Other Corporate & Commercial Property & Casualty Insurance
• Life & Health Insurance Products
  • Health Insurance
    • Medical Insurance
    • Disability Insurance
    • Long-Term Care Insurance
  • Life Insurance & Annuities
    • Annuities
    • Life Insurance
• Reinsurance

And this research makes several future predictions for insurance products, including:

• Potential But Stagnant Threat of Federal Regulation
• Slow Market Growth of Insurance Products
• Fastest Growth in Life & Health Insurance Products
• Continuing Emergence of Online Distribution (InsurTech) & Non-Insurance Agents Financial Advisor Channels Distribution
• Substantial International Opportunities for Insurance Products
• Continuing Moderate Level of Venture Capital Investment in InsurTech
• Substantial Insurance Product Company Consolidation and Continuing Private Equity Investments in Insurance Products Companies
• Limited Insurance Company Initial Public Offerings (IPOs) Market