Insurance Products:

The Rapid Emergence of InsurTech & an Increasing Role for Non-Insurance Agent Financial Advisor Channels

Recently Released!!!
Date Published: May 14, 2023
Summary PowerPoint Deck: 406 Slides
Reference PowerPoint Deck: 849 Slides

The purpose of this research is to provide readers with a comprehensive understanding of the wide range of insurance products, many used by consumers to protect themselves from various life risks. The research addresses automobile insurance, homeowners & renters insurance, other consumer insurance, medical insurance, disability insurance, long-term care insurance, annuities, & life insurance. Another Tiburon research topic also addresses life insurance in the estate planning context. And yet another Tiburon research topic addresses insurance agents as a distribution channel. This research is part of Tiburon's coverage of wealth & investment management products and services.

This research addresses the historical phases of insurance products, including:
  • Early Phase
  • Demutualization Phase
  • Financial Crisis Phase
  • Affordable Care Act (ObamaCare) Phase
  • Low Interest Rates Phase
  • Rising Rates Phase
This research defines distinct markets segments of insurance products, including:
  • Property & Casualty Insurance Products
    • Consumer Property & Casualty Insurance
      • Automobile Insurance
      • Homeowners & Renters Insurance
      • Other Consumer Insurance
    • Corporate & Commercial Property & Casualty Insurance
      • General Corporate Liability Insurance
      • Other Corporate & Commercial Property & Casualty Insurance
  • Life & Health Insurance Products
    • Health Insurance
      • Medical Insurance
      • Disability Insurance
      • Long-Term Care Insurance
    • Life Insurance & Annuities
      • Annuities
      • Life Insurance
  • Reinsurance
And this research makes several future predictions for insurance products, including:
  • Potential But Stagnant Threat of Federal Regulation
  • Slow Market Growth of Insurance Products
  • Fastest Growth in Life & Health Insurance Products
  • Continuing Emergence of Online Distribution (InsurTech) & Non-Insurance Agents Financial Advisor Channels Distribution
  • Substantial International Opportunities for Insurance Products
  • Continuing Moderate Level of Venture Capital Investment in InsurTech
  • Substantial Insurance Product Company Consolidation and Continuing Private Equity Investments in Insurance Products Companies
  • Limited Insurance Company Initial Public Offerings (IPOs) Market

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