The purpose of this research is to provide readers with a comprehensive understanding of the components and their value within comprehensive financial planning. This research summarizes the leading-edge strategies, including account aggregation, budgeting, debt management, & cash flow planning, property & casualty and life & health insurance planning, marriage (divorce) planning, college planning & the college savings market, corporate executive planning, business owner planning, retirement planning & the retirement savings market, Social Security & Medicare planning, retirement income & decumulation planning, longevity planning, tax planning & tax preparation, and estate planning. Other Tiburon research topics address the products that often underly these services, including tax return & estate document preparation services, and investment & insurance products. Yet other Tiburon research topics address the account aggregation & financial planning technology that is often deployed by financial advisors to address these services.

This research begins with a context setting chapter addressing comprehensive financial planning, including:

  • Financial Planning Market Definition
  • Financial Planning Claims
  • Financial Planning Designations
  • Financial Planning Execution
  • Financial Planning Components

This research addresses the key historical phases of comprehensive financial planning, including:

  • Financial Planning Emergence Phase
  • Financial Planning Formalization & Account Aggregation Emergence Phase
  • Account Aggregation & Financial Planning Maturation Phase

This research defines the distinct comprehensive financial planning services, including:

  • Account Aggregation
  • Budgeting, Debt Management, & Cash Flow Planning
  • Property & Casualty and Life & Health Insurance Planning
  • Marriage (Divorce) Planning
  • College Planning & the College Savings Market
  • Corporate Executive Planning
  • Business Owner Planning
  • Retirement Planning & the Retirement Savings Market
  • Social Security & Medicare Planning
  • Retirement Income & Decumulation Planning
  • Longevity Planning
  • Tax Planning & Tax Preparation
  • Estate Planning

This research defines the core markets & distribution channels for comprehensive financial planning, including:

  • Financial Advisor Channels
  • Direct Distribution

And this research makes several future predictions for comprehensive financial planning, including:

  • Substantial Growth in Comprehensive Financial Planning
  • Greatest Value for Mass Affluent Consumer Households in Health Care & Retirement Income Planning
  • Greatest Value for High Net Worth Consumer Households in Tax & Estate Planning
  • Fastest Growth in Tax Planning & Tax Preparation Services
  • Stand Alone Financial Planning Offers to Return
  • Financial Planning Applets to Grow in Popularity
  • Financial Advisor Scorecard to be Changed to Measure Value of Financial Planning