The purpose of this research is to provide readers with a comprehensive understanding of the vast amount of consumer wealth, including through an analysis of the quarterly Federal Reserve flow-of-funds report, including investable assets, financial assets, assets, liabilities, & net worth. This research is a component of Tiburon's broader research on consumer wealth.

Historical Phases

This research starts with a brief context setting chapter, and then a review of the historical evolution of consumer wealth, including through these key phases:

  • Emergence Phase
  • Wealth Building Phase
  • Maturation Phase

Statistics

This research highlights key data from the Federal Reserve's flow-of-funds report, including:

  • Consumer Households Investable Assets
  • Consumer Households Financial Assets
  • Consumer Households Assets
  • Consumer Households Liabilities
  • Consumer Households Net Worth

Future Predictions

The research concludes with several future predictions for consumer wealth, including:

  • Moderate Growth in Consumer Households Investable Assets, Reaching $115 Trillion in 2030
  • Moderate Growth in Consumer Households Financial Assets, Reaching $161 Trillion in 2030
  • Moderate Growth in Consumer Households Assets, Reaching $266 Trillion in 2030
  • Substantial Growth in Consumer Households Liabilities, Reaching $35 Trillion in 2030
  • Moderate Growth in Consumer Households Net Worth, Reaching $231 Trillion in 2030