Recently Released!!!
Date Published: October 19, 2022
Summary PowerPoint Deck: 300 Slides
Reference PowerPoint Deck: 743 Slides

The purpose of this research is to provide readers with a comprehensive understanding of the components and their value within comprehensive financial planning. This research summarizes the leading-edge strategies, including account aggregation, budgeting, debt management, & cash flow planning, insurance planning, tax planning, marriage (divorce) planning, college planning & the college savings market, corporate executive planning, business owner planning, retirement planning & the retirement savings market, Social Security & Medicare planning, retirement income & decumulation planning and longevity planning, and estate planning. Other Tiburon research topics address the products that often underly these services, including tax return & estate document preparation services, and investment & insurance products. Yet other Tiburon research topics address the account aggregation & financial planning technology that is often deployed by financial advisors to address these services.

This research starts with a context setting chapter, and then addresses the key historical phases of financial planning, including:

• Financial Planning Emergence Phase
• Financial Planning Formalization & Account Aggregation Emergence Phase
• Account Aggregation & Financial Planning Maturation Phase

This research defines the distinct financial planning services, including:

• Account Aggregation
• Budgeting, Debt Management, & Cash Flow Planning
• Insurance Planning
• Tax Planning
• Marriage (Divorce) Planning
• College Planning & the College Savings Market
• Corporate Executive Planning
• Business Owner Planning
• Retirement Planning & the Retirement Savings Market
• Social Security & Medicare Planning
• Retirement Income & Decumulation Planning and Longevity Planning
• Estate Planning

This research defines the core markets & distribution channels for financial planning, including: 

• Financial Advisor Channels
• Direct Distribution

And this research makes several future predictions for financial planning, including: 

• Substantial Growth in Financial Planning
• Financial Planning Applets to Grow in Popularity
• Stand Alone Financial Planning Offers to Return
• Greatest Value in Tax & Estate Planning
• Fastest Growth in Tax Planning & Tax Preparation Services
• Financial Advisor Scorecard to be Changed to Measure Value of Financial Planning