Recently Released!!!
Date Published: February 23, 2023
Summary PowerPoint Deck: 123 Slides
Reference PowerPoint Deck: 253 Slides

The purpose of this research is to provide readers with a comprehensive understanding of the vast amount of consumer wealth, including through an analysis of the quarterly Federal Reserve flow-of-funds report, including investable assets, financial assets, assets, liabilities, & net worth. This research is a component of Tiburon's broader research on consumer wealth.

This research starts with a brief context setting chapter, and then a review of the historical evolution of consumer wealth, including through these key phases:

• Emergence Phase
• Wealth Building Phase
• Maturation Phase

This research highlights key data from the Federal Reserve's flow-of-funds report, including:

• Consumer Households Investable Assets
• Consumer Households Financial Assets
• Consumer Households Assets
• Consumer Households Liabilities
• Consumer Households Net Worth

The research concludes with several future predictions for consumer wealth, including:

• Slow Growth in Consumer Households Investable Assets, Reaching $73 Trillion in 2026
• Moderate Growth in Consumer Households Financial Assets, Reaching $106 Trillion in 2026
• Moderate Growth in Consumer Households Assets, Reaching $178 Trillion in 2026
• Substantial Growth in Consumer Households Liabilities, Reaching $22 Trillion in 2026
• Moderate Growth in Consumer Households Net Worth, Reaching $156 Trillion in 2026