Lending Services


	Lending Services: The Backbone of America's Capitalism

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Recently Released!!!
Date Published: February 2012
Comprehensive PPT Deck: 241 Slides
Summary PPT Deck: 92 Slides

The purpose of this research is to provide readers with an initial understanding of the lending services market, which can be defined to include credit cards, mortgages & home equity loans, other personal loans, small business loans, real estate lending, and corporate & industrial loans. While mortgages dominate the market, both the credit cards and corporate & industrial loan markets are fiercely competitive. This research seeks to summarize the leading providers of these lending services, as well as make predictions for the market at large.

This research addresses the three historical phases of the Lending Services industry, including:

Early Phase
Middle Phase
Recent Phase

This research defines six distinct markets segments including:

Credit Cards
Mortgages & Home Equity Loans
Other Consumer Credit (Auto Loans, Student Loans, Margin Borrowing)
Small Business Lending
Real Estate Lending
Corporate & Industrial Loans

And this research makes the following future predictions for the lending services industry, including:

Tougher Rules to be Enforced by Consumer Financial Protection Agency
Continuing Mortgage & Home Equity Loan Losses
Rapid Growth of Pre-Paid Cards
Rapid Growth of Online Payments for Mobile Phones
Rapid Growth of Reverse Mortgages

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